Financial Options

Payment Options

For your convenience, we accept cash, personal checks, money orders, and major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.


PGDA In-Office Discount Plan

We offer an In-Office Discount Plan to our patients.  All uninsured patients are eligible for plan membership.  Included in full with your plan membership is 2 hygiene visits (2 cleanings, 2 exams, 2 fluoride treatments, and 1 set of bitewing x-rays) and a discount off of most other dental treatment provided by our doctors*.  Contact us for more details.


We know that your dental benefit plan is a very important to you and we will work with you to understand and utilize your benefits based on your treatment needs and the health of your mouth.  We do not look at the insurance plan to do dentistry.  We start with your mouth and then we optimize any benefits that you may have based on your specific needs.  You are just a name and number to your insurance company, but to us you are our family, friends, and community – each with unique and individual needs that may or may not be a benefit of your insurance plan. 

We will, as a courtesy, process your insurance benefits in our office, which will relieve you of this time consuming and sometimes complicated task.

 The doctors at Pine Grove Dental Arts are In-Network with only Delta Dental Premier plans*.

 Due to state legislation, we are unable to accept patients who have Medicaid insurance.


We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans.  CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget. 

Like a credit card, but better!

CareCredit works like a credit card, but is exclusive for healthcare services.  With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need.  CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment.  Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

  • Low minimum monthly payments
  • No-interest financing if paid within 6, or 12 months (certain limits apply)
  • No up-front costs, pre-payment penalties or annual fees
  • Learn more by visiting or contacting our office.

It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! For more information or to apply now, just click on the link below.


*Excludes Dr. Alex Troxel and Dr. Dorothy Gerstley